TRAILBLAZER
Divorce Coach
Financial Snapshot
Worksheet
Worksheet
Module 1 — Financial Foundation Builder
"Where you stand financially right now is the only place strategy begins."
A
Your Information
Complete before you begin. Context before numbers.
Important Notice
The information in this worksheet is provided for educational purposes only. Nothing here constitutes legal or financial advice. Every jurisdiction has different laws and every case is unique. Consult a licensed family law attorney and/or a certified financial planner for guidance specific to your situation.
Trailblazer Divorce Coaching, LLC
Trailblazer Divorce Coaching, LLC
Where are you in the divorce process right now?
Do you have minor children in common with your spouse?
Are you currently employed?
B
Income Sources
All current monthly income and mandatory deductions.
List every income source. Use monthly figures. For irregular income, estimate a monthly average and note it in the Notes column. Ballpark numbers are completely acceptable here.
Monthly Gross Income
| Income Source | Monthly Amount ($) | Notes / Status |
|---|
Monthly Deductions
List all mandatory deductions from your gross income. Include taxes, insurance withheld, and court-ordered payments.
| Deduction | Monthly Amount ($) | Notes |
|---|
C
Monthly Expenses
All expenses mirroring the standard financial affidavit structure.
For each expense enter the monthly amount, mark F (Fixed) or V (Variable), and mark Y / N / P under "Shared Before?" (Y = Yes, N = No, P = Partial). Estimating is fine — note "est" in the Notes column.
Household
| Expense | Monthly ($) | F/V | Shared Before? | Notes |
|---|
Automobiles & Transportation
| Expense | Monthly ($) | F/V | Shared Before? | Notes |
|---|
Children & Dependents
List expenses for minor children or dependents common to both parties.
| Expense | Monthly ($) | F/V | Shared Before? | Notes |
|---|
Insurance
| Expense | Monthly ($) | F/V | Shared Before? | Notes |
|---|
Personal & Other Monthly Expenses
| Expense | Monthly ($) | F/V | Shared Before? | Notes |
|---|
Monthly Payments to Creditors
List current payments on outstanding balances not already listed above. Include last 4 digits of each account number. For student loans, note the origination date.
| Creditor / Description | Acct (last 4) | Monthly ($) | F/V | Shared Before? | Notes |
|---|
D
Assets & Liabilities / Responsibility Shift
What you own, what you owe, and what changed when the household split.
Assets
List all assets — marital and non-marital. Include current fair market value. Add the last 4 digits of any account number where applicable. Use the "Title / Owner" column to note how the asset is currently titled (e.g., Joint, Petitioner, Respondent).
| Asset Description | Acct (last 4) | Fair Market Value ($) | Marital / Non-Marital | Title / Owner | Notes |
|---|
Liabilities / Debts
List all liabilities — marital and non-marital. Include the current balance owed and the monthly payment where applicable. Add the last 4 digits of each account number. For student loans, note the origination date in the Notes column.
| Liability Description | Acct (last 4) | Balance Owed ($) | Monthly Payment ($) | Marital / Non-Marital | Responsible Party | Notes |
|---|
ESTIMATED NET WORTH (Assets minus Liabilities)
$0
The Responsibility Shift
This section captures the expenses that used to be shared or carried by your spouse that are now yours alone. This is not about blame. It is about seeing exactly what financial independence costs in real numbers.
| Expense | Former Shared Amount ($) | New Monthly Cost ($) | Difference ($) |
|---|
Income or Benefits That Will Stop After Finalization
Examples: access to a spouse's employer health plan, income from a shared business, benefits tied to marital status.
E
Priority Tier Grid
Not all expenses are equal. Know what to protect first.
Transfer your most important expenses from Section C into the correct tier. This grid is a decision-support tool. Return to it when the numbers require you to recalibrate.
Each row: enter the expense name on the left and the monthly dollar amount on the right.
TIER 1 — Non-Negotiables
Must be paid every month. Stopping these creates immediate legal, safety, or health risk.
TIER 2 — Necessary but Adjustable
Real expenses that can be modified, downsized, or renegotiated without crisis.
TIER 3 — Wants and Discretionary
Quality-of-life expenses. Can be paused or reduced if the numbers require it.
F
Financial Snapshot Summary
Your ground-zero financial picture — calculated from everything you entered.
Total Monthly Net Income
$0
Total Monthly Expenses
$0
Total Assets (Fair Market Value)
$0
Total Liabilities (Balance Owed)
$0
Monthly Surplus / (Deficit)
$0
Estimated Net Worth
$0
Your Financial Reality at a Glance
The area of my budget that needs the most immediate attention is:
The responsibility shift that will have the biggest impact on my monthly cash flow is:
One number in this worksheet that surprised me:
One financial decision I now feel more equipped to make:
A Note from Meyvel
Getting your financial picture on paper is one of the most grounding things you can do during a divorce. It turns the blur into specifics. Specifics you can work with.
Bring this to your attorney consultation. Return to it as your numbers change. You already did the hard part by picking up this document. That is not a small thing.
With respect for your process,
Meyvel Mentado
Trailblazer Divorce Coaching, LLC
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